<figure class="table"><table><tbody><tr><td><figure class="image"><img src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/11/7/462961_5317826032812284_IFC%20HCM%20City.jpg" alt=""></figure></td></tr><tr><td>The core area of the International Financial Centre on Thủ Thiêm Peninsula, An Khánh Ward, HCM City. — VNA/VNS Photo Hồng Đạt</td></tr></tbody></table></figure>HÀ NỘI — Prime Minister Phạm Minh Chính has instructed ministries and local authorities to accelerate preparations so that Việt Nam’s International Financial Centre (IFC) can begin operations by November 2025.In a directive just signed, the Prime Minister called the IFC a “new and complex task” that requires strong determination, effective coordination, and measurable results. The centre will be developed simultaneously in HCM City and Đà Nẵng as part of Việt Nam’s broader financial reform and digital transformation strategy.Under the plan, the Ministry of Finance will work with other ministries and local governments to finalise a set of decrees guiding the implementation of National Assembly Resolution 222/2025/QH15, issued on June 27 this year, on the establishment of the IFC. These legal documents, expected to be submitted to the Government by mid-November, will define the centre’s governance structure, regulatory framework, and operating principles.The proposed model includes a national steering committee headed by the Minister of Finance, the central bank governor, other key officials, and the leaders of HCM City and Đà Nẵng, supported by one executive body overseeing two branches – one in HCM City and another in Đà Nẵng – along with a supervisory agency to set common standards and an international dispute resolution mechanism.The IFC is envisioned to operate on a digital and AI-driven platform, ensuring high transparency, competitiveness, and open access for both domestic and foreign participants. It will allow full integration among banking, finance, investment, and trade activities while maintaining regulatory oversight aligned with global standards.<figure class="table"><table><tbody><tr><td><figure class="image"><img src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/11/7/462962_5317827339676681_%C4%90%C3%A0%20N%E1%BA%B5ng.jpg" alt=""></figure></td></tr><tr><td>Aerial view of central Đà Nẵng, one of the two planned locations for Việt Nam’s International Financial Centre. — Photo vneconomy.vn</td></tr></tbody></table></figure>The Government will also simplify administrative procedures for licensing and registration, replacing unnecessary pre-licensing approvals with stronger post-licensing monitoring systems.The legal framework will be designed to match international norms, clearly separating domestic and offshore activities while allowing cross-border cooperation and technology transfer, especially in financial management and smart governance.HCM City and Đà Nẵng authorities are tasked with creating the most favourable working and living conditions for international investors and experts, including benefits in healthcare, insurance, education, and culture. They are also required to prepare physical and digital infrastructure to enable the IFC to go live as early as November 2025.Local governments must identify and nominate qualified professionals – both domestic and foreign – to work at the centre by November 20, and publicly announce investment incentives to attract global financial institutions and fintech firms.The Government Office will monitor progress and report directly to the Prime Minister, while Deputy Prime Minister Nguyễn Hoà Bình will oversee coordination and resolve emerging issues.The IFC is expected to serve as a key platform for global capital flows, financial innovation and digital finance development, supporting Việt Nam’s ambition to become a regional financial hub. — BIZHUB/VNS

Prime Minister Phạm Minh Chính has instructed ministries and local authorities to accelerate preparations so that Việt Nam’s International Financial Centre can begin operations by November 2025.

Việt Nam aims to launch international financial centre by November 2025

<figure class="table"><table><tbody><tr><td><figure class="image"><img src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/11/7/462975_5317841175251225_PMI.jpg" alt=""></figure></td></tr><tr><td>Operations at the stamping workshop of Xuan Hoa JSC&nbsp;in Phú&nbsp; Province.&nbsp;— VNA/VNS Photo</td></tr></tbody></table></figure>HÀ NỘI — Singapore’s The Business Times on November 6 hailed Việt Nam as ASEAN’s foremost next-generation trade hub, attributing the achievement to the country’s robust manufacturing base and sustained export expansion.The report noted that the Vietnamese Government is intensifying investment efforts to advance ambitious reform agendas and realise its growth objectives for 2026.According to the article, Việt Nam’s growing competitiveness relative to other countries in the region is helping to fuel its rise as one of the top global manufacturing powerhouses.The country’s position was recently bolstered by its ranking as the second-most promising next-generation trade hub, behind the United Arab Emirates, in a report released on November 5 by Allianz Research. The Germany-headquartered trade analysis team credited Việt Nam’s rise to its surging exports, which solidify its role at the centre of Asia’s manufacturing re-route.The report said the country’s increasing number of free trade agreements, lower labour costs and diversified export basket have all contributed to its growing influence. In addition, Việt Nam is benefiting from broader regional shifts, such as the offshoring of manufacturing from China and the regionalisation of trade.Despite a challenging global economic environment marked by rising tariffs, shifting supply chains and geopolitical tensions, Việt Nam’s export sector has remained resilient. Merchandise shipments rose 17.5 per cent year on year to US$42.1 billion in October.In the first 10 months of 2025, Việt Nam’s total exports and imports climbed 16.2 per cent and 18.6 per cent, respectively. However, on a month-on-month basis, merchandise exports last month contracted by 3.5 per cent in seasonally adjusted terms – a sign that higher US tariffs are beginning to weigh more heavily on Việt Nam’s economy.Adam Ahmad Samdin, an economist at Oxford Economics, noted that export growth next year remains at risk from potential additional US sectoral tariffs. However, he said the impact could be partly offset by sustained demand for artificial intelligence-related infrastructure, expected to continue into 2026.Meanwhile, Việt Nam’s manufacturing sector showed signs of strengthening at the start of the fourth quarter of 2025. In October, the Vietnam Manufacturing Purchasing Managers’ Index (PMI) from S&amp;P Global rose sharply to 54.5 from 50.4 in September. The improvement reflects faster growth in output and new orders, including a rebound in export orders for the first time in a year.Tourism has also been a bright spot for Việt Nam’s economy this year. International arrivals surged by 22.1 per cent year on year to 1.7 million in October, following a 19.5 per cent rise in September, reflecting growing interest in Việt Nam as a tourist destination.“Tourism should continue to support domestic spending,” said Samdin, though he believes momentum in private consumption has peaked as inflation-adjusted wage growth slows.Việt Nam’s inflation rate eased to 3.25 per cent in October 2025, down slightly from a three-month high of 3.38 per cent in the previous month. Disbursed state budget investment in October surged by over 29 per cent year on year, maintaining strong momentum from Q3. Meanwhile, the 10th session of the National Assembly has proposed a fiscal deficit of 4.2 per cent of gross domestic product for next year, up from 3.1 per cent in 2024, signalling a firm commitment to higher public spending to support growth.Foreign investment is also flowing into Việt Nam at a rapid pace. From January to October, foreign direct investment (FDI) increased by 8.8 per cent year on year to $21.3 billion, the highest level for any 10-month period since at least 2007.Additionally, FDI pledges – representing future inflows – grew by 15.6 per cent to $31.52 billion, indicating strong investor confidence in Việt Nam’s long-term economic outlook. — VNA/VNS

Singapore’s The Business Times noted that the Vietnamese Government is intensifying investment efforts to advance ambitious reform agendas and realise its growth objectives for 2026.

Việt Nam emerges as ASEAN’s leading next-generation trade hub

<figure class="table"><table><tbody><tr><td><figure class="image"><img src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/11/6/457271_CH1.jpeg" alt=""></figure></td></tr><tr><td>Nighttime view of an illuminated Nguyễn Huệ pedestrian square in HCM City. VNA/VNS Photo</td></tr></tbody></table></figure>HCM City, Việt Nam’s economic locomotive, is rolling out an ambitious plan to transform itself into a premier international shopping destination by 2030.As the country’s gateway for trade, finance and innovation, it hopes to harness its dynamic retail market, strong logistics network and vibrant tourism sector to anchor the service economy and compete with regional shopping hubs like Bangkok, Singapore and Kuala Lumpur. Trade and services remain the city’s key pillars, accounting for around 60 per cent of its economy.Despite global challenges such as slowing demand and a volatile logistics situation, the domestic market has shown impressive resilience. In the first nine months of 2025, the value of retail sales and services in the city rose by 15.3 per cent year-on-year, with full-year growth expected to reach 18 per cent.The city's Department of Industry and Trade forecasts turnover for the full year to be around VNĐ1.68 quadrillion (US$66.4 billion).Food, beverages and essential goods make up around 31 per cent of consumption, while household equipment and electronics account for over 21 per cent, reflecting the rising spending power of the city’s young, tech-savvy population.Local firms have adapted quickly to post-COVID supply disruptions by diversifying import sources, investing in cold-chain logistics and expanding e-commerce. Major retail players such as Saigon Co.op, Wincommerce, AEON, Central Retail, and MM Mega Market are broadening their networks while working with city authorities to stabilise prices and ensure steady supply.Through stronger producer-distributor links, the city aims to reinforce supply chains, promote domestic products and secure a sustainable growth base.The city’s Price Stabilisation Programme, now in its 23rd year, remains a key tool for maintaining market balance during major shopping seasons such as the Lunar New Year. In 2025, more than 5,000 retail outlets, supermarkets and convenience stores are participating, offering 20–50 per cent discounts on over 40,000 products.The programme helps stabilise prices of essential goods such as rice, cooking oil, meat, vegetables, and dairy, easing inflationary pressure and supporting low-income households.Beyond traditional promotions, HCM City is also encouraging green and responsible consumption, use of biodegradable packaging, reduction in plastic waste, and eco-friendly logistics. Retailers are urged to adopt energy-efficient lighting, optimise cold storage and introduce eco-label products.<figure class="table"><table><tbody><tr><td><figure class="image"><img src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/11/6/457273_CH3.jpg" alt=""></figure></td></tr><tr><td>The Landmark 81 stands as a new icon of HCM City’s vibrant retail landscape. VNA/VNS Photo</td></tr></tbody></table></figure>“Consumers now care about sustainability as much as price and convenience,” Nguyễn Nguyên Phương, deputy director of the Department of Industry and Trade, said.“Our goal is to make responsible consumption part of daily life.”Tourism, transport driving retail expansionTourism is also a key driver of retail growth. The city targets 10 million international and 40 million domestic visitors this year, and tourism revenues to achieve double-digit annual growth.Shopping is being integrated into tour packages, and high-end malls are cooperating with travel agencies to design tailor-made “shopping tours”.Streets such as Đồng Khởi, Nguyễn Huệ and Lê Lợi are being upgraded to blend modern retail, dining and entertainment. New commercial centres are emerging in Thủ Đức City and along Nguyễn Văn Linh and Phạm Văn Đồng boulevards, expanding shopping zones beyond the downtown core.A central part of the city’s vision is connecting the retail sector with the transport network to enhance access for both locals and visitors.The completion of Metro Line No 1, linking Bến Thành Market with Suối Tiên Theme Park, will be pivotal in shaping future urban commerce. The city plans to integrate metro stations with nearby shopping complexes, public plazas, and pedestrian areas to create seamless retail experiences.Major stations such as Bến Thành, Opera House, and Thảo Điền are expected to become “transit shopping hubs”, allowing passengers to combine commuting and leisure in one trip. This model, known as transit-oriented development, is a global trend that reduces congestion, cuts emissions and promotes efficient land use by developing high-density, mixed-use zones around transport corridors.According to the city's Department of Planning and Architecture, new mixed urban-commercial areas will be prioritised in Thủ Đức, District 7 and Bình Tân, which will host shopping centres, logistics hubs and residential towers connected by metro, bus and ring road networks.“HCM City must evolve beyond its downtown core,” Lê Hoàng Châu, chairman of the HCM City Real Estate Association, said.“Linking commerce with transport will decentralise economic activity, ease pressure on central districts and create new growth poles.”Such integration supports the city’s transition toward a multi-centre metropolis, a model that balances economic vitality with livability and environmental resilience.<figure class="table"><table><tbody><tr><td><figure class="image"><img src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/11/6/457272_CH2.jpg" alt=""></figure></td></tr><tr><td>Customers enjoy shopping at a modern retail complex in downtown HCM City, a symbol of the city’s growing consumer confidence. VNA/VNS Photo</td></tr></tbody></table></figure>Building a world-class service economyBut turning the city into an international shopping hub requires more than just expanding retail space. Authorities are therefore strengthening the service ecosystem that supports modern consumer experiences, including finance, banking, insurance, IT, healthcare, education, and professional services.The financial sector, which accounts for nearly 10 per cent of the city’s economy, is being developed as a gateway for global capital flows. Cashless transactions now account for over 70 per cent of total retail payments, while cross-border e-commerce and fintech innovations aim to make shopping more convenient for both locals and visitors.The city is also upgrading its logistics infrastructure to meet booming e-commerce demand. Smart distribution centres and cold storage facilities are being developed in Củ Chi, Bình Chánh and Nhà Bè to reduce delivery times and costs.These investments strengthen competitiveness and advance the city’s green supply chain strategy.Traditional markets, long a cultural backbone of southern trade, are being modernised. Bến Thành, Bình Tây and Tân Định markets are being renovated to preserve their heritage while adopting digital billing, traceable origin systems and improved hygiene practices.Authorities hope these iconic markets will continue to attract visitors seeking authentic Vietnamese shopping experiences.Economists emphasise that the city’s success will depend on balancing investment, urban planning and social inclusion.“The key is to harmonise high-end retail with traditional community markets,” Nguyễn Thị Thu Trang, a lecturer at the University of Economics HCM City, said.“A truly vibrant shopping destination must reflect both local identity and global standards.”The city plans to grow the service sector so that it makes up 65 per cent of the economy by 2030.As Việt Nam deepens global integration, HCM City’s expanding service economy is expected to play a leading role in shaping national competitiveness. A strong retail and service ecosystem will not only boost economic resilience but also improve people’s quality of life.With its expanding infrastructure, innovative business environment, and youthful consumer base, HCM City is moving steadily toward its vision of becoming one of Asia’s top shopping and lifestyle destinations. VNS

The city hopes to harness its dynamic retail market, strong logistics network&nbsp;and vibrant tourism sector to anchor the service economy and compete with regional shopping hubs like Bangkok, Singapore and Kuala Lumpur.

HCM City aims to become international shopping hub

<figure class="table"><table><tbody><tr><td><figure class="image image-style-align-center"><img src="https://image.vietnamnews.vn/uploadvnnews/Article/2025/10/31/460753_5309788764477305_Siemens%20HQ.jpg" alt=""></figure></td></tr><tr><td>Siemens headquarters in&nbsp;Munich. —&nbsp;Photo courtesy&nbsp;of the company&nbsp;</td></tr></tbody></table></figure>HÀ NỘI&nbsp;— A&nbsp;resilient energy supply should be the top governmental&nbsp;priority among infrastructure transition goals, according to the Siemens Infrastructure Transition Monitor 2025.The&nbsp;study reveals that senior executives and government officials now view national energy independence and proactive management of climate risks as rapidly growing priorities.&nbsp;These findings reflect growing concern over global instability and its impact on energy markets and supply chains. As the use of energy becomes increasingly intertwined with geopolitics, governments are shifting their focus toward strengthening security, independence&nbsp;and preparedness alongside continued efforts to mitigate climate change.Based on a survey of 1,400 senior leaders across 19 countries, the report highlights a clear evolution in global energy strategy: moving from a multilateral pursuit of clean energy toward one rooted in national resilience and regional production. The study&nbsp;finds that energy resilience is now seen as a critical enabler of the clean energy transition – not a trade-off against it.“The infrastructure transition is entering a new phase whereby national&nbsp;energy security goals are overtaking global collaboration on decarbonisation," said&nbsp;Matthias Rebellius, managing board member of Siemens AG and CEO of Smart Infrastructure."As systems face mounting climate and energy disruptions, resilience is no longer optional -- AI, technology&nbsp;and digitalisation are now critical to this shift. They can empower organisations and governments to manage the complexities of renewable-based systems, ensure reliability&nbsp;and accelerate the clean energy transition to be smarter and more sustainable.”&nbsp;— &nbsp;VNS

Based on a survey of 1,400 senior leaders across 19 countries, the report highlights a clear evolution in global energy strategy: a move from a multilateral pursuit of clean energy toward one rooted in national resilience and regional production.

Global energy resilience and independence outrank climate goals, Siemens study finds

TNH99 Vietnam joint stock company is a multi-sector investment management company. Currently, TNH99 focuses on media, marketing, real estate, health care, F&amp;B and trading. TNH99 Vietnam always defines the customer benefits as the core value in it’s development strategy. We have been incessantly inovating, creating new values, complying with, committing to respect and consistently enforcing the common principles of conduct that make up TNH99 culture. Each member of TNH99 Vietnam has so much enthusiasm, devotion. They understand that interests of the company as well as its customers and social responsibility are focused.TNH99 currently has over 26 subsidiaries and affiliates throughout the country. At TNH99, more than 300 employees, experienced professionals, industry-leading experts, senior advisors and an open knowledge system provide a solid foundation for sustainable development.PRINCIPLES OF OPERATIONFollowing the "for human development" philosophy, TNH99 constantly searches and researches the needs of human and social trends. With the visionary leadership and management as well as young and professional staff, we are constantly growing and affirming our brand in the fields in which we operate in the Vietnamese market.CORE VALUESPeople are the most important resource, helping to create the values and differences of TNH99. They have the knowledge, qualifications and experience that are constantly accumulated and developed.The employees of TNH99 also have the unique characteristics of the Vietnamese people and industries. They always unite, strive towards professionalism, absorb and behave appropriately in communication with customers.Besides, leadership capacity is a key factor that helps TNH99 plan and successfully implement the sustainable development goals, promote the use of advanced management systems and tools, make accurate and timely decisions.Orientation to improve social responsibility, value management is applied at TNH99 to create a culture of effective work, productivity and quality. These values ​​are shared by TNH99 leaders and staff with partners and customers.TNH99 is committed to behave and operate with the following values: Efficiency, Quality, Straightforward, Enthusiastic, Professional.QUALITY POLICY:Meet the needs and satisfy customers by the highest quality of organization and service;Regularly research, apply and develop advanced technology to improve product quality, service and competitiveness in the field of operation;Identify and provide sufficient resources to ensure effective implementation of the quality management system.DEVELOPMENT ORIENTATIONWith a joint-stock operating model, we are still consistent with the tagline "We grow business", in which the principle of human resource development is an important step, governance is an important phase and promoting corporate culture is a regular task. Oriented solutions and services of TNH99 helps businesses to create sustainable added values ​​for people.We are committed to providing the most effective and practical services for Vietnamese businesses and the world for sustainable joint development.We always keep in mind, cherish and create products that constantly meet the expectations of the business community.We behave and cooperate based on civilized values ​​while promoting the cultural identities of VietNam.

About Us

In more than 15 years of establishment and development, with prestigious brands such as the Institute for Brand Strategy and Competition (BCSI), Vibiz, Vmark, Aaker,... and hundreds of media channels, we have affirmed our position as one of the pioneers and prestigious units in the field of market research, marketing consulting, communications, advertising and event organization in Vietnam. With a strategic vision and an experienced creative team, we provide comprehensive communication solutions, helping businesses not only reach the right customers but also build sustainable brand value in the public mind. The modern media industry requires a combination of content strategy, technology and the ability to understand consumer behavior. We provide a closed service ecosystem, including: - Market research and brand health - Consulting and building integrated communication strategy (IMC) - Creative content production (TV, digital, OOH, POSM, corporate films, TVC ...) - Management and implementation of multi-channel advertising campaigns: from traditional press to digital platforms such as Facebook, YouTube, TikTok, Google ... - Internal branding and brand communication services - PR - Press communication and media crisis handling With the orientation of "communication is not only to be known, but to be trusted", we always focus on the depth of the message, personalization and the ability to connect the brand with the target customers. In addition to communication capacity, we are a leading event organizer, with more than 1,000 large and small events held nationwide. We provide services from concept, design, production to full operation, including: - Marketing campaigns - Product launch, opening ceremony, anniversary celebration - Customer conferences, seminars, international forums - Activation, roadshow, exhibition, trade fair - Cultural, artistic and community CSR events Each event we organize is designed as a vivid communication story, where the brand is not only introduced, but also felt, loved and remembered. Our strength lies not only in our ability to organize or create content, but also in our ability to think about comprehensive communication strategies. We understand that in the digital age, brands cannot "shout loudly" but must "say the right thing, do the right thing and touch the emotions". With a team of experienced experts in marketing, communications, content production, art and digital technology, we are a trusted partner in the journey of building strong brands, winning public trust and promoting business growth.

Communication

In the digital age, information technology is not only a tool to support operations but has become the backbone of business development strategies. Realizing that, TNH99 has developed information technology services as a strategic pillar, providing comprehensive digital solutions for organizations and small and medium enterprises in Vietnam. TNH99 specializes in consulting and implementing digital transformation roadmaps from the root - starting from assessing the current state of operations, analyzing needs, to building digital systems suitable for the characteristics of each industry. We do not provide "ready-made" technology products, but focus on designing flexible, customized solutions according to reality, to ensure effective implementation and sustainable operation. One of TNH99's outstanding strengths is software development in the fields of medical health care, building management and operation, data mining, social listening. These systems are capable of linking internal data, real-time reporting and expanding integration with other platforms such as accounting systems, electronic invoices, banks or online payment gateways. In parallel with the management software, TNH99 also owns a team of experts in designing and operating business websites, e-commerce platforms and landing page platforms dedicated to marketing campaigns. All are built with a friendly interface, SEO standards, fast loading speed, multi-device compatibility and high security. In addition, TNH99's e-commerce solutions also support order management, customers, shopping carts, online payment integration and effective remarketing tools. In terms of infrastructure, TNH99 provides comprehensive IT system management solutions, from server setup, internal or cloud storage systems, to LAN setup, surveillance cameras, remote operating systems. In particular, information security and safety services are one of the top priorities, with encryption tools, periodic backups and access monitoring to protect business data from increasing cyber risks. For businesses that do not want to invest in their own IT team, TNH99 provides IT Outsourcing services - hiring technology experts periodically or by project. From daily technical support, system maintenance, troubleshooting, to training internal staff to use technology systems, we ensure professionalism - quick response - cost savings while still ensuring stable operating quality. All of TNH99's information technology services are built on 4 core principles: understanding the problem correctly - designing a custom solution - flexible implementation - long-term companionship. Not only a service provider, TNH99 wants to become a strategic technology partner of businesses on the journey of sustainable development.

Infomation Technology

News

We are a pioneer in providing comprehensive F&amp;B solutions, from restaurant operations, event organization, catering to importing and distributing high-end culinary specialties, including wine and imported food from famous regions around the world. With the philosophy that cuisine is a bridge between culture and life experience, TNH99 is committed to bringing customers satisfaction in every dish, every glass of wine and every moment of service. Professionally operated culinary - F&amp;B service chain: - KKAVENUE member company with a multi-style La Fontaine restaurant chain: from traditional Vietnamese dishes to modern fusion menus, youthful design space, international standard service. - Catering: serving family parties in a cozy and private space at private homes and villas, ensuring food safety, reasonable nutrition, and standard operation. - Event party - catering service: organizing full package wedding parties, birthdays, conferences, opening ceremonies... with flexible menus and attentive service. Importing - distributing high-end specialties and wines: Brandx member company is a direct importer and exclusive distributor of many high-end product lines serving the sophisticated culinary market: - Imported wines and beverages: from France, Italy, Chile, Australia, America,... with a diverse portfolio from regular wines to premium lines (Grand Cru, DOCG, Reserva...). - Regional specialties and high-end ingredients: such as European cheese, cold cuts, local spices, organic foods - supporting restaurant chains and distributors. - Gift baskets, high-end culinary gifts: designed according to the holiday season, combining the quintessence of Vietnamese and international cuisine - both luxurious and meaningful. We commit to: - Quintessence of raw materials - input standards: strictly selected, clear origin, meeting international safety standards. - Continuous innovation - flexible according to needs: meeting diverse individual, organizational and corporate customers. - Consistent service quality: whether it is a meal or a glass of wine at a high-end party, TNH99 focuses on the final customer experience. - Sustainable development - responsible business: minimizing F&amp;B waste, developing a clean supply chain, prioritizing high-quality Vietnamese goods.

Our Expertise

In TNH99's multi-industry development strategy, the real estate sector plays an important role in creating long-term value for the community and investors. Established as a member company, Allard Homes was born with the mission of becoming a professional, humane and sustainable real estate management and development unit, focusing on modern - sophisticated - livable housing products and urban projects. Allard Homes operates on the foundation of combining creative development thinking and international standard implementation capacity. With a team of experienced experts in the fields of planning, architecture, construction and finance, Allard Homes participates comprehensively in the process of market research, master planning, architectural design, construction and project management.From nursing homes, health care centers, eco-villas to synchronous urban areas, Allard Homes always focuses on three core factors: Construction quality - Investment value - Living experience. Each project is not just a real estate product, but a living ecosystem: a harmony between utilities, landscape, architecture and future residential community.In particular, Allard Homes prioritizes participating in the development of projects following the trend of "green and smart real estate", integrating standards of energy saving, green space, smart management and long-term after-sales services - contributing to the sustainable development of Vietnamese urban areas.With financial support, a multi-industry ecosystem and operational capacity from TNH99, Allard Homes not only creates high-quality real estate products, but also opens up opportunities for transparent, effective and long-term investment cooperation for strategic partners, individual and institutional investors.

Real Estate

With a distinguished heritage spanning over a decade in healthcare excellence, TNH99 Vietnam Joint Stock Company established the Medpharin Institute for High-Tech Pharmaceutical Research and Development — a pioneering institution dedicated to delivering optimal, bespoke health solutions through the harmonious integration of advanced biomedical technology and the enduring wisdom of traditional medicine.&nbsp;Complementing this foundation, TNH99 has thoughtfully cultivated a comprehensive healthcare ecosystem through a portfolio of esteemed subsidiaries. Peacelife Vietnam specializes in the production and distribution of premium herbal remedies and functional supplements, preserving and revitalizing Vietnam’s rich tradition of medicinal herbs. In parallel, My Health Vietnam stands at the forefront of digital healthcare innovation, developing intelligent m-Health platforms, AI-powered medical applications, gene sequencing technologies, family healthcare management solutions, and precision medicine services — all committed to fostering a proactive, health-literate community while elevating the global stature of Vietnamese healthcare.&nbsp;Building upon this legacy of holistic well-being, TNH99 made a visionary expansion into the luxury wellness and beauty sector with the founding of Éclat Vietnam — the exclusive owner and operator of Éclat Wellness &amp; Spa. Conceived as a sanctuary of refined beauty and restorative tranquility, Éclat Wellness &amp; Spa masterfully unites advanced therapeutic techniques, state-of-the-art technology, and an opulent, resort-style ambiance. Nestled within Hanoi’s prestigious Diplomatic Corps area — a modern, well-appointed neighborhood offering easy connectivity to the city’s major residential and commercial hubs — Éclat Wellness &amp; Spa offers an exquisite, timeless beauty experience through a portfolio of meticulously curated, five-star personalized services across three signature domains: Spa – Massage – Hair &amp; Nail. Every moment within Éclat is an invitation to celebrate individual beauty, nurture inner harmony, and embrace the art of gracious living.

Với hơn một thập kỷ hoạt động trong lĩnh vực chăm sóc sức khỏe, TNH99 đã thành lập Viện Nghiên cứu và Phát triển Dược phẩm Công nghệ cao (Medpharin), cung cấp các giải pháp tối ưu, cá nhân hóa, kết hợp giữa công nghệ hiện đại và tinh hoa y học truyền thống. Song song với đó, Tập đoàn cũng phát triển hệ sinh thái chăm sóc sức khỏe thông qua các công ty thành viên. Công ty Peacelife Việt Nam chuyên sản xuất và phân phối thực phẩm chức năng và các sản phẩm chăm sóc sức khoẻ từ thảo dược, đặc biệt là các sản phẩm từ cây thuốc Nam. Bên cạnh đó, TNH99 đầu tư Công ty My Health Việt Nam, tiên phong ứng dụng công nghệ thông tin vào y tế, phát triển các nền tảng m-Health, giải pháp số hóa, trí tuệ nhân tạo, giải trình tự gen, chăm sóc sức khoẻ gia đình và y học chính xác, với sứ mệnh xây dựng cộng đồng khỏe mạnh, chủ động và từng bước nâng tầm vị thế người Việt trên trường quốc tế.Dựa trên nền tảng vững chắc đó, TNH99 tiếp tục mở rộng lĩnh vực wellness &amp; beauty với sự ra đời của Éclat Việt Nam — đơn vị sở hữu và vận hành thương hiệu Éclat Wellness &amp; Spa. Đây là chuỗi điểm đến làm đẹp toàn diện, kết hợp liệu pháp trị liệu chuyên sâu, công nghệ tiên tiến và không gian nghỉ dưỡng đẳng cấp. Éclat Wellness &amp; Spa mang đến trải nghiệm làm đẹp vượt thời gian và thư giãn tuyệt đối thông qua hệ thống dịch vụ cá nhân hóa chuẩn 5 sao, tập trung vào 3 lĩnh vực chính: Spa – Massage – Hair &amp; Nail.